Credit & Market Risk Analyst-Karachi

First Women Bank Limited, Karachi                                                          Qualification:

• Minimum Graduate from an HEC recognized University  

Experience:

• 1 to 2 years’ relevant experience (fresh graduates may also apply).
• Should have command over MS Office and must possess Analytical skills, numerical aptitude and good communication skills.
• Understanding of monitoring and control process and procedures with good analytical skills and good financial analysis capabilities.              

Jobs Description:

• Monitors and ensures that all credit approvals are in compliance with bank’s internal policies and regulatory guidelines.
• Co-ordinates with Business (BMs, RBHs and Head Business) in structuring credit lines, and conducting financial / risk analysis for borrowing relationships.
• Coordinates with internal customer (CAD, Legal, Business, Risk), in order to ensure fast turn around time, excellent credit quality and adherence to guidelines.
• Meet borrowing customers of the bank to gain insights about their businesses on a selective basis and review credit approval package & application of customer’s selection criteria and credit acceptance criteria.
• Ensuring the cleanliness of the overall portfolio and identifying potential troubled industry and review feasibility study and approvals are in line with the Prudential Regulations.
• Review of Client’s Financials & Bank Statements and Analysis of Early Warning Triggers and understand Risk metrics and accounting concepts.