Credit Officer-FWBL, Karachi

First Women Bank Limited, Karachi                           Qualification:

• MBA

Experience:

• Relevant experience 

Jobs Responsibilities:

• Analysis and processing of cases according to credit policy and SBP PRs.  and Ensure regulatory compliance of SBP Prudential Regulations as well as organizational policies and procedures and maintain effective controls and sound practices at all time.
• Before recommending new/existing clients, undertake through market analysis: take feedback from sources competitors, industry, existing/previous institutions, supplier, buyers, macadam, evaluators, regarding client conduct and financial strength. · To conduct periodic indoor/onsite visits to the client’s premises in order to ascertain current operational / financial / market position and Compliance of SBP TAT. ·
• Preparation and monitoring of watch list accounts.
• Monitor assets portfolio to ensure proper utilization of credit line, maximize business reciprocity at healthy net yield, regularization of overdue loans, and timely recovery of mark-up along with making efforts to regularize classified accounts of the respective regions.
• Maintain MIS of Sanction Advice