Research Manager Credit-FWBL, Karachi

First Women Bank Limited, Karachi                           Qualification:

• MBA

Experience:

• Relevant experience 

Jobs Responsibilities:

• Growth and target monitoring in assigned portfolio, thereby improve profitability, trade volumes and earning assets and Prepare a structured calling/meeting program to explore customer needs and strengthening rapport and solicit fresh transactions from existing as well as new customers.
• Prepare/submit complete, comprehensive and accurate credit proposals in coordination with In-charge ·
• Monitoring of recoveries and of payments and documentation of loans · Provide regular updates to Line Manager on performance of accounts allocated. ·
• Ensure compliance of SBP regulations and head office instructions/covenants and conduct periodic indoor/on-site visits to the client’s premises in order to ascertain current operational / financial / market position, along with SRM, as per the requirement or as instructed by unit head. · Close liaison/ follow up with branch /client for timely recovery of Mark up.
• Obtain and submit client’s financial information including financial modeling, qualitative / quantitative analysis and industry analysis.
• Maintain the validity of corporate, Consumer, Agri and SE & ME accounts and provide regular updates to SRMs and Unit Head / In charge on performance of accounts periodically.
• Record keeping and making relevant documentation, as per audit requirement, for existing and new relationships and Approvals of Business Proposals in Core Banking System if assigned.
• Ensure meticulous compliance of AML/CFT/CPF and prudential regulations, internal Bank policies & procedures